LPA Guidance and Free Certification for Professionals & Healthcare Workers in Singapore
If You Could No Longer Make Decisions, Would Your Family Know What to Do?
You Take Care of Others Every Day. Who Will Take Care of Your Affairs If You Can’t?
An LPA lets you choose someone you trust to make important personal and financial decisions for you if you lose mental capacity.
Yet 8 in 10 healthcare workers in Singapore do not have an LPA in place. Without one, their families may be left unsure about what to do and may need to apply to Court before they can legally act on their behalf.
Join our guided LPA and estate planning session. We will walk you through the process, answer the common questions and help you move towards completing your LPA.
For Singapore healthcare workers and their spouse or parents. Available to Singapore Citizens and Permanent Residents. OPG application fees may apply to Permanent Residents.
Session fee: $7, with LPA Form 1 certification included at no additional cost.
More Than 1,500 Professionals/Healthcare Workers Have Taken This Step
1505
Our goal is to help 2,000 Professionals/Healthcare Workers complete their LPA certification.
Join a growing community of healthcare workers who have chosen to plan ahead for themselves and their families.
Why We’re Doing This
As a doctor himself, our founder wants to help as many people as possible to get their LPA certified and to put their estate plans in order.
Here are the Top 3 reasons that you probably think about why you have not done your LPA:
No Time - Too busy at work to visit a clinic to certify your LPA or start planning
Costly: Expensive certification fees and/or legal fees
Lack of Understanding: Don't know how to choose your Donees, don't know where to start etc
We help you take the first step and make it easier by organising a LPA walk through and FREE certification session by a medical doctor twice every month to help you kickstart your Estate Planning journey!
Our mission is simple: to give you the peace of mind you deserve so you can focus on what you do best — helping others.
How Do We Help:
Join Our LPA Walk Through & Estate Planning Clinic
Planning for unforeseen circumstances starts with understanding your options. That’s why we’ve designed an engaging, informative session focused on:
Introducing what an LPA is:
The crucial role of Donees and the powers they hold.
Considerations when choosing your donees such as if you should you choose more than 1 Donee, difference between appointing Joint Donees or Jointly and Severally
Understanding how an LPA deals with one’s welfare and property affairs
The Estate Planning Roadmap:
Why an LPA is only the first step
Debunks misconceptions that Estate Planning is only for the wealthy and that why regardless of wealth, assets or family structure, a Will is essential for all healthcare workers
What you can expect
A detailed walk through and consultation on how to prepare your LPA for certification
Free LPA certification e-voucher valid for 2 months, you may also get the LPA certified for your immediate family members (spouse or parents)
Will Writing Guide to get you started on your estate planning process
Note: The free LPA certification is available for Singaporeans & Singapore PRs only. Singapore PR will be subject to application fees from the Office of Public Guardian.
Meet Our Founder: Dr Chow U-Jin
Known as the Principal Consultant and our founder, Dr. U-Jin is a medical doctor who has seamlessly transitioned into a career as an entrepreneur, private banker, and now the founder and principal consultant of FinGroup. With over 25 years of experience spanning multiple industries, he brings a unique blend of expertise and insight to his work.
In 2017, recognising the unique challenges faced by healthcare professionals in Singapore, Dr. U-Jin established FinGroup—a consultancy firm which is dedicated to serving the individual and business needs for healthcare professionals. Having walked in their shoes, he understands that Estate Planing is an area which is often overlooked by that doctors and healthcare professionals and they are often under served by other service providers who act in silos.
As such FinGroup was established to be a the go to one-stop solution provider offering holistic, unbiased, and tailored advice exclusively for healthcare professionals. FinGroup ensures that its clients' interests always come first, providing them with the clarity and support they need to focus on what matters most—their practice and their patients.
Steps to Get an LPA Certified
Click here to get a copy of the LPA Certifying Steps.
Step 1
Start the online LPA Application
- Access the OPGO Website Here
- Login using Singpass
- Fill in your Donee(s) details and select the powers to be granted to them
Step 2
Get Donee(s) to accept the Appointment
- Donee(s) access the OPGO Website
- Login using Singpass
- Accept the Appointment as a Donee in the LPA
Step 3
Get a Certificate Issuer (CI) to Witness and Certify
- Donor visits a CI (Medical Practitioner, Practising Lawyer, or Psychiatrist) to have LPA Certified
- Bring along the mobile phone stated in the LPA, with Singpass App and Digital Signing Enabled
Steps to Get an LPA Certified
Click here to get a copy of the LPA Certifying Steps.
Step 1
Start the online LPA Application
- Access the OPGO Website Here
- Login using Singpass
- Fill in your Donee(s) details and select the powers to be granted to them
Step 2
Get Donee(s) to accept the Appointment
- Donee(s) access the OPGO Website
- Login using Singpass
- Accept the Appointment as a Donee in the LPA
Step 3
Get a Certificate Issuer (CI) to Witness and Certify
- Donor visits a CI (Medical Practitioner, Practising Lawyer, or Psychiatrist) to have LPA Certified
- Bring along the mobile phone stated in the LPA, with Singpass App and Digital Signing Enabled
Take the First Step—Secure Your Spot Today
Your family’s future is too important to leave to chance. Start your estate planning journey with us and gain the clarity and confidence you need.
Register now to join our next session. Protect what matters most, because your family deserves it.
Commonly Asked Questions (FAQ)
I'm not a healthcare worker. Am I still eligible?
Yes, you absolutely are — and you'll be in good company. FinGroup started out serving healthcare professionals, but the LPA workshops are open to all Singaporeans and PRs. Every session has people joining from all walks of life.
Can I bring my spouse, parents or a friend?
Please do — especially your parents, who are often the ones who need an LPA soonest. Each seat is $7, and every dollar is donated to charity. Just select how many guests you're bringing when you register, and remember that your certification voucher can be used for immediate family too.
Where does my $7 go?
Every dollar of the registration fee is donated to the charities we support. The fee also helps us plan seats and refreshments properly, which is why we ask everyone to register — including guests.
Why do I need an LPA?
An LPA lets you appoint someone you trust, a Donee, to make decisions for you if you ever lose the ability to make them yourself. That covers both your personal welfare (like care and medical decisions) and your money matters. Without one, your family would need to go through the courts before they could act for you.
Who should I choose as my Donee?
Your Donee should be someone you trust deeply — usually a family member or a close friend. The key is choosing someone who is genuinely able to handle the responsibility, especially if they'll be managing your finances. We'll talk through how to think about this decision at the session.
What powers does a Donee get?
A Donee's powers cover two areas: your personal welfare (healthcare, living arrangements, medical treatment) and your property & affairs (bank accounts, bills, investments). You decide exactly how much of each area to grant, so it's more flexible than most people expect. We'll walk you through all the options at the session.
What's the difference between Form 1 and Form 2?
Form 1 is the standard version that most people use — it grants your Donee general powers and doesn't need a lawyer to complete. 80% of Singaporeans that have done their LPA used a Form 1.
Form 2 is for a more complex, customised arrangements and must be drafted by a lawyer at additional cost.
Our sessions certify Form 1, which covers what most people need without the extra legal fees.
I already have a Will. Do I still need an LPA?
You need both documents, because they do two completely different jobs. Your LPA works while you're alive but unable to decide things for yourself. Your Will only takes effect after you pass on. Having one without the other still leaves your family exposed.
Are PRs eligible for this too?
Yes, PRs are very welcome too. The certification itself is covered, but do note that the Office of the Public Guardian charges PRs an application fee of $30.