Free LPA Certification for all Singapore Healthcare Workers and Immediate Family Members
As a Healthcare Worker,
You’re Always Taking Care Of Others...
But Who Will Take Care Of You When You Lose Mental Capacity?
As a healthcare worker, you dedicate all your time caring for patients. Have you wondered if your closest ones would know your intentions if you were to lose your mental capacity? Here are the harsh statistics: 8 in 10 healthcare workers in Singapore have no Lasting Power of Attorney (LPA) in place, much less any Estate Planning done which includes a Will, Trusts, CPF Nominations and much more. When the unexpected happens, their families face uncertainty, hardship, and emotional distress.
But it doesn’t have to be this way. We’re here to help you safeguard your family and your future. You can put you affairs in order by taking the first step to do a LPA!
Our goal is to certify 2,000 healthcare workers by the end of 2025. Be a part of this growing community taking control of their future.
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Join 350+ Healthcare Workers Certified and Counting...
Why We’re Doing This
As healthcare workers, we want to help as many healthcare workers as possible to get their LPA certified and to put their estate plans in order.
Here are the Top 3 reasons that you probably think about why you have not done your LPA:
No Time - Too busy at work to visit a clinic to certify your LPA or start planning
Costly: Expensive certification fees and/or legal fees
Lack of Understanding: Don't know how to choose your Donees, don't know where to start etc
We help you take the first step and make it easier by organising a LPA walk through and FREE certification session by a medical doctor twice every month to help you kickstart your Estate Planning journey!
Our mission is simple: to give you the peace of mind you deserve so you can focus on what you do best — helping others.
How Do We Help:
Join Our LPA Walk Through & Estate Planning Clinic
Planning for unforeseen circumstances starts with understanding your options. That’s why we’ve designed an engaging, informative session focused on:
Introducing what an LPA is:
The crucial role of Donees and the powers they hold.
Considerations when choosing your donees such as if you should you choose more than 1 Donee, difference between appointing Joint Donees or Jointly and Severally
Understanding how an LPA deals with one’s welfare and property affairs
The Estate Planning Roadmap:
Why an LPA is only the first step
Debunks misconceptions that Estate Planning is only for the wealthy and that why regardless of wealth, assets or family structure, a Will is essential for all healthcare workers
What you can expect
A detailed walk through and consultation on how to prepare your LPA for certification
Free LPA certification on site (if you are ready), otherwise you can get your LPA certified for you and your immediate family members (spouse or parents) within the next 2 months from the date of attending the session
Will writing guide to get you started on your estate planning process
Note: The free LPA certification process is available for Singaporeans & Singapore PRs only. Singapore PR will be subject to additional registration fees from the Office of Public Guardian.
Meet Our Founder: Dr Chow U-Jin
Known as the Principal Consultant and our founder, Dr. U-Jin is a medical doctor who has seamlessly transitioned into a career as an entrepreneur, private banker, and now the founder and principal consultant of FinGroup. With over 25 years of experience spanning multiple industries, he brings a unique blend of expertise and insight to his work.
In 2017, recognising the unique challenges faced by healthcare professionals in Singapore, Dr. U-Jin established FinGroup—a consultancy firm which is dedicated to serving the individual and business needs for healthcare professionals. Having walked in their shoes, he understands that Estate Planing is an area which is often overlooked by that doctors and healthcare professionals and they are often under served by other service providers who act in silos.
As such FinGroup was established to be a the go to one-stop solution provider offering holistic, unbiased, and tailored advice exclusively for healthcare professionals. FinGroup ensures that its clients' interests always come first, providing them with the clarity and support they need to focus on what matters most—their practice and their patients.
Steps to Get an LPA Certified
Click here to get a copy of the LPA Certifying Steps.
Step 1
Start the online LPA Application
- Access the OPGO Website Here
- Login using Singpass
- Fill in your Donee(s) details and select the powers to be granted to them
Step 2
Get Donee(s) to accept the Appointment
- Donee(s) access the OPGO Website
- Login using Singpass
- Accept the Appointment as a Donee in the LPA
Step 3
Get a Certificate Issuer (CI) to Witness and Certify
- Donor visits a CI (Medical Practitioner, Practising Lawyer, or Psychiatrist) to have LPA Certified
- Bring along the mobile phone stated in the LPA, with Singpass App and Digital Signing Enabled
Steps to Get an LPA Certified
Click here to get a copy of the LPA Certifying Steps.
Step 1
Start the online LPA Application
- Access the OPGO Website Here
- Login using Singpass
- Fill in your Donee(s) details and select the powers to be granted to them
Step 2
Get Donee(s) to accept the Appointment
- Donee(s) access the OPGO Website
- Login using Singpass
- Accept the Appointment as a Donee in the LPA
Step 3
Get a Certificate Issuer (CI) to Witness and Certify
- Donor visits a CI (Medical Practitioner, Practising Lawyer, or Psychiatrist) to have LPA Certified
- Bring along the mobile phone stated in the LPA, with Singpass App and Digital Signing Enabled
Take the First Step—Secure Your Spot Today
Your family’s future is too important to leave to chance. Start your estate planning journey with us and gain the clarity and confidence you need.
Register now to join our next session. Protect what matters most, because your family deserves it.
Frequently Asked Questions
Why do I need an LPA?
An LPA (Lasting Power of Attorney) is an essential part of your estate planning. It allows you to appoint someone—your Donee—to make critical decisions on your behalf if you lose mental capacity. These decisions can cover both personal welfare and financial matters, providing you with peace of mind that your interests are safeguarded.
Who should I assign as my Donee?
Your Donee should be someone you trust deeply, as they will have authority over important decisions in situations where you cannot make them yourself. Many people choose close family members or trusted friends, but it is essential to select someone who has the capability and/or capacity (especially to manage your assets) to make these decisions on your behalf.
What are the powers given in an LPA?
An LPA grants your Donee authority over two main areas:
- Personal Welfare: This includes decisions related to your healthcare, daily living arrangements, and medical treatment if you're unable to make these decisions yourself.
- Property & Affairs: This covers financial matters such as managing your bank accounts, handling investments, and paying bills on your behalf.
These powers can be tailored to your preferences, allowing you to specify exactly which decisions your Donee can make, providing flexibility and control over your future planning.
What’s the difference between Form 1 and Form 2 for the LPA?
The two forms cater to different levels of customization:
Form 1: This is the standard LPA form used by most people. It allows you to grant your Donee(s) general powers over your personal welfare and property and affairs. It’s straightforward and suitable for those who don’t require detailed customization.
Form 2: This form is for those who need a more customized arrangement. It allows you to specify detailed powers and instructions for your Donee(s) and requires a lawyer to draft it. Form 2 is ideal if you have complex needs or specific instructions you want your Donee(s) to follow.
Most healthcare workers choose Form 1 as it covers essential needs without additional legal costs. Our LPA certification sessions only certify for Form 1.
Do I still need to do an LPA if I have a Will, or vice versa?
Yes definitely, both an LPA and a Will are critical, but they serve different purposes. An LPA is effective while you are alive but mentally incapacitated, ensuring someone can manage your affairs if necessary. A Will, on the other hand, only takes effect after your passing, guiding how your assets and belongings are distributed. Both are essential parts of a comprehensive estate plan.
Are Singaporeans and PRs eligible for this?
This campaign is open to Singaporean healthcare workers at just $7. PRs are also eligible, though there may be additional costs associated with the certification process. For more details, reach out to our team for specific guidance.